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Housing Loan Information

Residential Home Loan Regulations (MAS)

First LoanSecond LoanThird Loan
Loan TenureUp to 30 years31-35 yearsUp to 30 years31-35 yearsUp to 30 years31-35 years
AgeAge used to calculate loan tenure, will be based on income-weighted
Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75
Maximum LTV Limit75%55%55%45%25%25%35%15%15%
20% (non-individuals)
Minimum Cash Down-Payment5%10%10%25%25%25%25%25%25%
Guarantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio55%
Stress Test Interest Rate3.5%
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Welcome to Wallich Residence 华利世家!
Hello! Thanks for visiting
🏅 Wallich Residence 华利世家 🏅

🏆 A Trophy Home to own
🌃 Singapore's Tallest Skyscaper
🌆 6-in-1 Integrated Development

🚨 Final 1️⃣5️⃣ units for grabs! 🚨
🌟 TOP Obtained
🌟 Immediate Move-in Units
🌟 Ultra Luxury Development
🌟 Efficient and Spacious Layouts
🌟 Superb Rental Yield, Up to $11.69psf

📣 We have interesting variety of choices for selection. 📣

For Home Owner Choice
Beautiful ID units ready for move-in. Just move in with your luggage!

For Investor Choice
Units come with tenancy available. Buyer turns landlord immediately! Superb attractive high ROI!

🚪 Actual units available for viewing!
✨ Interior Designed units available!
Newly Interior-Designed units available too!

All details subject to change and confirmation.


Viewing by Appointment Only.
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